Greg, that was great. Not only did your article help me yet a little more with this hobby, but I found out that my Fuji has a whole other selection when in Manual mode! F 2.8 to 11 are my aperature values, but in M mode, I can switch my time from 15" (seconds) to 1/10,000.
I'm going to play around with some fish shots tomorrow with the onboard flash in M mode since I don't have an external one. I'm curious to see if I'll get some better shots - fish are so tough for me.