individual reflectors, why?
1. simple answer, with any bulb, is to direct the light where you want it. not bouncing out the sides, into other bulbs, or gettting absorbed by the canopy etc.
2. T5's are so thin that a good reflector is easier to design and can be far more efficient.
1+2= more than double the light, yep double with an reflector compared to bare bulb!
remember, quality vho lamps have reflectors for this reason, except that they are internal and less efficient.
im glad i mentioned the T5. i wanted to make sure you "knew" about T5's and just had another reason why you didnt want them (ie fo tank).
good luck :beer: