Sump or not cannot prevent mechanical malfunctions. We have all heard of storeis where chiller fails, heater stucks, flood of various kinds due to plumbing failure or others, etc., and that happens mostly when reefers are away, weather at work or on vacation for a week.
I agree a sump is needed if calcium reactor and chiller are employed, or if the tank is getting really cluttered. However, I don't have the need for calcium reactor nor do I need the chiller. In fact, adding a sump will most likely increase heat in my tank due to the pump needed for return, no to mention rising electricity cost in this days. Without a sump and added heat I really saved a lot more.
I also do agree it is a little more work. It is nice to have calcium reactor, auto-top off, and other gagets to do all the works. So it is up to the reefer to decide. I am just sharing what has worked for me.
I have to admit that I also shy away from plumbing because I lack the knowlege and skill in that area, and I am pretty sure that I am not alone.

I will not hesitate to employ someone to install it for me, but from the horror stories I have read I realize that plumbing DO fail, and it is difficult to tell WHEN, especially for an inexperienced reefer like myself. Not to mention when it does fail, it is likely to cause a disaster in a carpeted living room. That potential disadvantage alone outweights its benefits for me.
A very successful reefer, also a RC member had plumbing failure recently, lost a great quantity of water, and his tank suffered a major setback. I believe as skillful and knowlegable he is (he's in aquarium trade, and is an active trader), if he can have plumbing problems, plumbing is for sure something that I don't want to deal with.
Then again, to each his/her own. I just shared what has worked for me. It might not be the best setup, for sure not the most eye catching and lacks the WOW factor, but a setup as simple as this CAN work.
So no vacations for me.

Actually, I think it is even easier for me to leave for vacation. All I have to do is mark a line on the tank where the water level should be for top-off, and have someone add Cal and Alk while I was away, and feed the fish. It'll be more difficult to figure out just what went wrong and instruct someone to solve the problem while he/she is standing on soaking wet carpet yelling and panicking on the other end of the phoneline.
Just my $0.02
Happy reefing.
