You surely do not need MH for stony corals, there are some really good fluorescent options that will grow anything in your tank (look at T5 bulbs with individual reflectors). Regarding the difference between 10000K and 12000K bulbs, it's just a grade of coloration. It's the Kelvin rating, an values lower on the spectrum are more yellow in color, the higher in value the more blue in color. A 10000K is a bit more in the yellow range for my preference, I think a 12000K would be a bit more crisper white.