I agree, it completly depends on what you are shooting and how you want to do it. For corals, I use a tripod and open the aperture up to around F/16'ish depending on how the want the DOF, so having a smaller f-stop doesn't matter. But when shooting fish, it helps to have a quick lens that will still allow sufficient light at 1/200 of a second. And I found that at F/5.6 just didn't cut it for me to shoot fish. But speed has it's price, that's for sure.