There is no rule of thumb, IMO, that's reliable. A 130-gallon tank isn't so different from my 120-gallon reef, but which and how many fish you put in there will take some effort to look into the kinds of fish and size that you want to put in there. Also, the effectiveness of your skimmer, whether or not you have a refugium, the regularity and volume and water changes you do, the quality of the water that you use to make the water changes, etc. all are relevant to the number of fish that you can keep. You'll figure it out without any rules...If you're shakey, just post here as you think about acquiring new fish. There'll be no shortage of opinions. Just learn as you go and have fun.