being in ohio, you prob dont get the 115deg summers like we do in texas. but i had a 55gal with a odessy 250mh with 65wat pcs and didnt run a chiller. i have a 240 display with 400w mh and a fan in the canapy and it stays around 78ish. i will say that i never had a heater in eith of my tanks. another thing to look at is a canopy. if its small then it will heat up more and faster. my canopy is 3ft tall so there is a lot of heat exchange going on in mine. thats my 2 cents
oh, and i run my mh for about 8 hours.