What about when we log into our accounts via the website? My concern is that someone can sniff the packets and find our passwords when we type in our user/pw. This is typically handled with SSL on the websites.
Sorry not trying to be a jerk, I am just concerned, it's a nightmare of mine that a script kiddy gets my password as it is transmitted in clear text and then cranks my lights up to 100% intensity and fries my tank.