ok... take a deep breath. you'll be fine.
Yes, yo can switch to sand if you want to... it's just going to make another cloud and a mess. Before you do that, let me as you this... do you like how the crushed coral looks? If you are just doing a fish only with live rock, there is nothing "wrong" with crushed coral, you will just need to vaccuum it from time to time. (just like you would if it was a fresh ware tank with gravel) you don't "need" a substrate at all, so you definately don't "need" sand. personally I like crushed coral and find it easier to maintain than sand sometimes.
Your live rock will be fine if you pull out the coral. you don't need a sump, nobody does. it's a "nice to have" not "must have" the big advantages of the sump are upping water volume, and finding a place to hide ugly heaters, pumps, ets. Some big disadvantages, are overflows, drilled tanks, more complexity, etc.
A 90 gallon fish only with live rock (FOWLR) with a crushed coral substrate can be positively stunning with good fish selection and nice aquascaping. I'd consider augmenting the flow of the canister filter return with some powerheads, but there is no need to go crazy with that either. Coral likes crazy turbulent flow, fish, not so much. Just try to arange and aim your powerheads so that there isn't a spot or spots where the water doesn't circulate. Poop and nasty red algea will accumulate there. if you want to visualze your flow, pulvarize some flake food into tiny bits, and dump a thimble full into the tank and watch the water movement. Tweak as nessary.
Good Luck !!!