anyone use bill me later?!
- Thread starter TANK0789
- Start date
kzickovich
Member
I used it once and had no problem the only thing is it has a high % rate I think it's 20% on the card. I used it when I bought my skimmer and it had 3 months no payment. I just made sure I paid it off before the three months were up or you get nailed with the intrest.
agreeive?fish
New member
not me i pay as i go.. infact for all my online purchases i have visa gift cards that i use...i will use my credit card or bill me later for an emergency but everything else is pay as i go
I used it once on a promotional thing where they offered a discount and then 90 days no payments for using it. I paid it off within 3 days and have not used it since. Like the others mentioned it does have high % rate so I wouldn't use it unless you can pay it off right away.
You will also take a hit on your credit report by putting a application in for it the first time.....
I do know that Fosters and Smith as well as Marine Depot now have the banners for it on their pages.
You will also take a hit on your credit report by putting a application in for it the first time.....
I do know that Fosters and Smith as well as Marine Depot now have the banners for it on their pages.
thebradybunch
New member
I have used it twice on Marine Depot without any problems at all.
1fishkeeper
Premium Member
It works just like any other credit card out there. Pay it off before the billing date comes and you dont get the big intrest that comes with it. That is just like how I use my credit card I get things on it but I pay it off before I even get the bill so I dont get charged the intrest for my purchases.
agreeive?fish
New member
Some places require that you go to the cards website/phone number and register it in your name and or address but i have never had any online purchase that refused the visa gift card... they are the only way i buy on line except for the dreaded walmart and i use walmart gift cards there..
SmknReefer
New member
Keep in mind, if using a VISA gift card it will try and charge the full amount to the card. If you have $50 but the total is $53.09 it will decline the card you have to use less than the amount or put in the option of two payment methods.
Sorry have to explain this to ATT customers for their rebates -daily.
Sorry have to explain this to ATT customers for their rebates -daily.
agreeive?fish
New member
Yeap you have to know the exact balance of the card... the way i do it is i know what i want to order before time and i get my total(go as far as you need to on checkout with out giving card #) then i go to my bank and get one for that exact amount...bingo.
i do keep one handy at a certain $$$$ amount(my limit on what i feel i can afford to pay for a a fish) for live aquaria divers den because i never know what is going to come up and when there.. then if i use it like i did the other day i just throw it into my wallet and use it at the grocery store or gas station...and get a new one for divers den...
i do keep one handy at a certain $$$$ amount(my limit on what i feel i can afford to pay for a a fish) for live aquaria divers den because i never know what is going to come up and when there.. then if i use it like i did the other day i just throw it into my wallet and use it at the grocery store or gas station...and get a new one for divers den...
HaleMoana
New member
Just like others have said on here... Just pay it off before the promo expires. I bought my LR from LiveAquaria using Bill Me Later... it let me pay off my purchase in 3 months with no finance. But just be sure to pay it off. otherwise, I think the APR is high after the promo.
