A lot depends on your set up and your goals. Fluidized beds take up less space to yield the same biological filtration capacity as a wet/dry bioball filter. However, the use lots of O2 while the wet/dry will end up oxygenating the water. If the power goes out, a fluidized bed can rapidly go anoxic in a few hours causing problem on start up if precautions are not taking, while a wet/dry will no issues so long is the balls stayed damp. With fluctuating bioloads, the fluidized bed responds faster.
As for need, on any closed recirculating system you will need some kind of biological filtration.