I'd rather MH or leds over T5 due to bulb replacements.
With only having to replace t5 bulbs every 14ish months the bulb changes for those are almost always cheaper...
A 4x54w would be great for zoanthids, some LPS and softies, or a 6x54w would go well with LPS and SPS. Bulb brand and combination has everything to do with how well it grows and colors up corals though.
I myself really don't feel good about leaving my t5 bulbs in any longer than 9 months... I'm not nearly as experienced as some of you, but it doesn't make any sense leaving them in longer than that, to me anyhow... I jus don't feel they can be any close to affective past 12 months, let alone 14 or 15, as they are the first 6 to 9... I myself have changed my bulbs after 8 months at the longest... jus my 2 cents though I am sure some will say I am wrong...