It depends on what you want to keep.
If you buy the 10 gallon from wally world - you'd want to just buy the tank without the lights, etc, and buy your own lights (most 20" fixtures run over 100.00).
WIth that setup you could buy the 96 watt powerquad made by coralife and have lps, shrooms, zoos, softies, etc.
The pod has a little lower lighting system, but would keep shrooms and zoos nice, perhaps some sofites, and lower light loving lps.
I'd go with the pod. You can do your own fuge in the back of it (cut the black back pannel and add a lightbulb. Plus you can put your heater, etc back there. You'd be limited to skimmers (nano fission, which sucks IMO), but weekly water changes would be all you need.
The 12 gallon pod gets my vote.
Stewie