Lostinthedark - from my readings, and I am not a Randy type chemist, but, the issues with chlorine and chloramines is, when the water sits, Chlorine will dissipate either through aeration or wait about 24 hours of sitting. However, Chloramines can remain in the water for a much longer period of time due to its stability. If memory serves, 7 days, if not 14 days. I want to say 14, but, I can'
http://www.chloramine.org/chloraminefacts.htm
Chloramine does not dissipate easily compared to chlorine.
Chloramine stays in the water distribution system longer than chlorine.
Chloramine is difficult to remove.
Chloramine cannot be removed by boiling, distilling, or by standing uncovered.
From the water companies perspective : Water sits in the pipe for a few days and bacteria can start to grow due to the chlorine dissipating. While the chloramine module will remain in the water actively working to keep the water bacteria free for a much much longer period of time. I am not sure of the health issue to our bodies, but fish don't tolerate the chlorimine very well. Is it not deadly, but not beneficial to them.
rich