Bingo!!
You hit the nail on the head, D&L, The perenial problem of the great compromise and under estimating what we intend to do with our tanks. It is true, we start with small expectations of what we will keep in our tanks, but as we learn of the possibilites, we constantly upgrade. Ergo, the thriving trade of "only slightly used" equipement and lights. But no problem. Each mans blunder is the next reefers prise. We learn what we want, and can set up and maintain. It's a good deal. So as you imply, research and planning are the task of the day.
Starting slow and small has it's advantages. In both cost and success, as smaller systems are easier to make big changes in when necesary. Like bio filters,water changes or flow rates. Once you get some feel for the bio system balance, you can move up with more confidence. It's all about water chemistry, bio health, light( the energy input) and maintenance.
So , I'm glad you joined the club. and are one of us. There are tons of people here willing to share their expeiences and information. and help us all understand things better.
I have found that, there are no wrong ways. Just lots of ways that dont work out as we expected.
So...Good luck to us all!!