Thanks guys. After researching SLR's, I pretty much gave up the idea of dropping $2-$3K on lenses, etc. I am using a FUJI S2000HD and am so far very impressed. It was a gift so I am not sure how much it cost but my guess is <$300. It has some pretty cool functions such as super macro, manual mode, program mode, customer mode, etc.
I am no expert but one thing I found essential to keep it perfectly still even with a tripod was to use the self timer. Also any angle through the glass will distort the image slightly.