Not sure on how good the floor being a ground is, never thought about testing it. Best way is to drop Pos lead into the water and stick your Common lead into a the Ground part of your plug.
Voltage is potential difference. Lets say the Voltage or potential difference of two wires is 10 volts. This means that one wire could have 5 volts applied to it and the other would have either -5 or 15 volts applied, giving a potential difference of 10. Now then Volts is not what give the shock. Shock happens when you have a flow of electrons moving from the lower or Negative source to the Higher or Positive source of applied voltage.
With that being said, the reason you would get shocked by your water is the potential difference between something else you are touching or standing on and your tank water. Also since your fish and corals are in the water and not touching anything else there would be no potential difference and would not effect them in any way.
I have a 9.5 mag over a year old, 2 newer Seio's, and a MJ well over 5 years old and I read less then 1 volt of potential difference between my water and the ground of my house. If you are testing your Vac and get a couple of volts then I would ignore it. If you are getting shocked and are testing a higher amount of Volts then you have a problem that would cause me to find the source and fix it if possible.
Just remember all it takes is 30 Volts with 8 Amps of current to kill you. Less then 8 Amps on a 30 Volt potential can stop your heart.
This does not mean less then a 30 volt potential won't kill you, if you have enouph current(Amps) you can still get seriously hurt.
I work with Electricity everyday, I have been shocked only once. 720 Volts and MilliAmps will knock you on your butt and doesn't feel to good. Safety is number one with Electricity, if you are going to be testing anything be sure not to ground yourself and keep your hands on the leads of your meter and not on the equipment.
Oh and wood is a conductor, a very poor one but it is a conductor. Very Very dry wood would only carry a very minimal current if any. The more moisture it has the better a conductor it becomes. I think all of our tanks have an evaperation rate, your wood isn't as dry as you would think.