These pics are taking night time with lights more dim. What do you guys think I need to work on?
You need to work on taking pictures when your lights are on
Seriously though, dimming the lights or shooting at night when they are already off is asking for blurry pictures. The more light you've got, the better.
Shooting top down with bright lights makes you deal with reflections off the water, but you should be able to get a decent angle where you dont have to deal with it. Your pictures will turn out way better. Or like was suggested, shoot through a viewing box.
You can make yourself a really cheap one. Basically make a wood box with four sides, leaving the top and bottom open. Make it all from acrylic if you want, but the important part is making the bottom be either glass, or acrylic, and hook it to the previous 4 sided box you made. Then, press that down into the water so you arent dealing with surface ripple or reflection, and take your pictures through there.
If you can use your lens to push the box down gently, this will guarantee that your camera is shooting straight through the acrylic, giving you a clean picture.
Sorry, kind of hard to describe
Or like stated, buy one for $40 off a website! It's easier.