Two schools? I've never seen anyone in the literature claim it was needed for health (but I could easily have missed such claims). Almost everything I've read suggests it has negative effects, if any at all. Certain color generation, sure, but that isn't health.
Many live well below the zone where UV penetrates in any reasonable amount.
This may be of interest:
Effects of solar ultraviolet radiation on coral reef organisms. Banaszak, Anastazia T.; Lesser, Michael P. Unidad Academica Puerto Morelos, Instituto de Ciencias del Mar y Limnologia, Universidad Nacional Autonoma de Mexico, Puerto Morelos, Mex. Photochemical & Photobiological Sciences (2009), 8(9), 1276-1294.
Abstract
Organisms living in shallow-water tropical coral reef environments are exposed to high UVR irradiances due to the low solar zenith angles (the angle of the sun from the vertical), the natural thinness of the ozone layer over tropical latitudes, and the high transparency of the water column. The hypothesis that solar UV radiation (UVR, 290-400 nm) is an important factor that affects the biol. and ecol. of coral reef organisms dates only to about 1980. It has been previously suggested that increased levels of biol. effective UV B radiation (UVB, 290-320 nm), which is the waveband primarily affected by ozone depletion, would have relatively small effects on corals and coral reefs and that these effects might be obsd. as changes in the min. depths of occurrence of important reef taxa such as corals. This conclusion was based on predictions of increases in UVR as well as its attenuation with depth using the available data on UVR irradiances, ozone levels, and optical properties of the water overlying coral reefs. Here, we review the exptl. evidence demonstrating the direct and indirect effects of UVR, both UVB and UV A (UVA, 320-400 nm) on corals and other reef assocd. biota, with emphasis on those studies conducted since 1996. Addnl., we re-examine the predictions made in 1996 for the increase in UVB on reefs with currently available data, assess whether those predictions were reasonable, and look at what changes might occur on coral reefs in the future as the multiple effects (i.e. increased temp., hypercapnia, and ocean acidification) of global climate change continue.
and
UV effects on aquatic ecosystems. Hader, D.-P.; Kumar, H. D.; Smith, R. C.; Worrest, R. C. Institut fur Botanik und Pharmazeutische Biologie, Universitat Erlangen-Nurnburg, Erlangen, Germany. Journal of Photochemistry and Photobiology, B: Biology (1998), 46(1-3), 53-68.
Abstract
A review with 185 refs. Regarding the effects of UV-B radiation on aquatic ecosystems, recent scientific and public interest has focused on marine primary producers and on the aquatic web, which has resulted in a multitude of studies indicating mostly detrimental effects of UV-B radiation on aquatic organisms. The interest has expanded to include ecol. significant groups and major biomass producers using mesocosm studies, emphasizing species interactions. This paper assesses the effects of UV-B radiation on dissolved org. matter, decomposers, primary and secondary producers, and briefly summarizes recent studies in freshwater and marine systems. Dissolved org. carbon (DOC) and particulate org. carbon (POC) are degrdn. products of living organisms. These substances are of importance in the cycling of carbon in aquatic ecosystems. UV-B radiation has been found to break down high-mol.-wt. substances and make them available to bacterial degrdn. In addn., DOC is responsible for short-wavelength absorption in the water column. Esp. in coastal areas and freshwater ecosystems, penetration of solar radiation is limited by high concns. of dissolved and particulate matter. On the other hand, climate warming and acidification result in faster degrdn. of these substances and thus enhance the penetration of UV radiation into the water column. Several research groups have investigated light penetration into the water column. Past studies on UV penetration into the water column were based on temporally and spatially scattered measurements. The process of spectral attenuation of radiant energy in natural waters is well understood and straightforward to model. Less known is the spatial and temporal variability of in-water optical properties influencing UV attenuation and there are few long-term observations. In Europe, this deficiency of measurements is being cor.
by a project involving the development of a monitoring system (ELDONET) for solar radiation using three-channel dosimeters (UV-A, UV-B, PAR) that are being installed from Abisko (North Sweden, 680N, 19E) to Tenerife (Canary Islands, 270N, 17W). Some of the instruments have been installed in the water column (North Sea, Baltic Sea, Kattegat, East and Western Mediterranean, North Atlantic), establishing the first network of underwater dosimeters for continuous monitoring. Bacteria play a vital role in mineralization of org. matter and provide a trophic link to higher organisms. New techniques have substantially changed our perception of the role of bacteria in aquatic ecosystems over the recent past and bacterioplankton productivity is far greater than previously thought, having high division and turnover rates. It has been shown that bacterioplankton play a central role in the carbon flux in aquatic ecosystems by taking up DOC and remineralizing the carbon. Bacterioplankton are more prone to UV-B stress than larger eukaryotic organisms and, based on one study, produce about double the amt. of cyclobutane dimers. Recently, the mechanism of nitrogen fixation by cyanobacteria has been shown to be affected by UV-B stress. Wetlands constitute important ecosystems both in the tropics and at temperate latitudes. In these areas, cyanobacteria form major constituents in microbial mats. The organisms optimize their position in the community by vertical migration in the mat, which is controlled by both visible and UV-B radiation. Cyanobacteria are also important in tropical and sub-tropical rice paddy fields, where they contribute significantly to the availability of nitrogen. Solar UV radiation affects growth, development and several physiol. responses of these organisms. On a global basis, phytoplankton are the most important biomass producers in aquatic ecosystems.
The organisms populate the top layers of the oceans and freshwater habitats where they receive sufficient solar radiation for photosynthetic processes. New research strengthens previous evidence that solar UV affects growth and reprodn., photosynthetic energy-harvesting enzymes and other cellular proteins, as well as photosynthetic pigment contents. The uptake of ammonium and nitrate is affected by solar radiation in phytoplankton, as well as in macroalgae. Damage to phytoplankton at the mol., cellular, population and community levels has been demonstrated. In contrast, at the ecosystem level there are few convincing data with respect to the effects of ozone-related UV-B increases and considerable uncertainty remains. Following UV-B irradn., shifts in phytoplankton community structure have been demonstrated, which may have consequences for the food web. Macroalgae and sea-grasses are important biomass producers in aquatic ecosystems (but considerably smaller than phytoplankton). In contrast to phytoplankton, most of these organisms are sessile and can thus not avoid exposure to solar radiation at their growth site. Recent investigations showed a pronounced sensitivity to solar UV-B radiation, and effects have been found throughout the top 10-15 m of the water column. Photoinhibition can be quantified by oxygen exchange or by PAM (pulse amplitude modulated) fluorescence. Surface-adapted macroalgae, such as several brown and green algae, show a max. of oxygen prodn. at or close to the surface; whereas algae adapted to lower irradiances usually thrive best when exposed deeper in the water column. Mechanisms of protection and repair are being investigated. UV effects on aquatic animals are of increased interest. Evidence for UV effects has been demonstrated in zooplankton activity. Other UV-B-sensitive aquatic organisms include sea urchins, corals and amphibians. Solar UV radiation has been known to affect corals directly.
In addn., photosynthesis in their symbiotic algae is impaired, resulting in reduced org. carbon supply. Amphibian populations are in serious decline in many areas of the world, and scientists are seeking explanations for this phenomenon. Most amphibian population declines are probably due to habitat destruction or habitat alteration. Some declines are probably the result of natural population fluctuations. Other explanations for the population declines and redns. in range include disease, pollution, atm. changes and introduced competitors and predators. UV-B radiation is one agent that may act in conjunction with other stresses to affect amphibian populations adversely. The succession of algal communities is controlled by a complex array of external conditions, stress factors and interspecies influences. Freshwater ecosystems have a high turnover and the success of an individual species is difficult to predict, but the development of general patterns of community structure follows defined routes. There is a strong predictive relationship between DOC concn. and the depth to which UV radiation penetrates in lakes. Since DOC varies widely, freshwater systems display a wide range of sensitivity to UV penetration. In these systems, increased solar UV-B radiation is an addnl. stress factor that may change species compn. and biomass productivity. The Arctic aquatic ecosystem is one of the most productive ecosystems on earth and is a source of fish and crustaceans for human consumption. Both endemic and migratory species breed and reproduce in this ocean in spring and early summer, at a time when recorded increases in UV-B radiation are maximal. Productivity in the Arctic ocean has been reported to be higher and more heterogeneous than in the Antarctic ocean. In the Bering Sea, the sea-edge communities contribute about 40-50% of the total productivity. Because of the shallow water and the prominent stratification of the water layer, the phytoplankton are more exposed and affected by solar UV-B radiation.
In addn., many economically important fish (e.g., herring, pollock, cod and salmon) spawn in shallow waters where they are exposed to increased solar UV-B radiation. Many of the eggs and early larval stages are found at or near the surface. Consequently, reduced productivity of fish and other marine crops is possible but has not been demonstrated. There is increased consensus, covering a wide range of aquatic ecosystems, that environmental UV-B, independent of ozone-related increases, is an important ecol. stress that influences the growth, survival and distribution of phytoplankton. Polar ecosystems, where ozone-related UV-B increases are the greatest and which are globally significant ecosystems, are of particular concern. However, these ecosystems are characterized by large spatial and temporal variability, which makes it difficult to sep. out UV-B-specific effects on single species or whole phytoplankton communities. There is clear evidence for short-term effects. In one study a 4-23% photoinhibition of photosystem II activity was measured under the ozone hole. However, extrapolation of short-term effects to long-term ecol. consequences requires various complex effects to be accounted for and quant. evaluation remains uncertain.