These numbers are all rough approximations/generalizations..
Don't waste brain power overthinking..
Some do 10% a week.. Some 20%.. Some 20% a month.. Some 20% every 6 months.. Some haven't done a water change in years..
There is no "right" answer but to adjust/adapt based on knows we can see/measure,etc... each tank is different.
You forgot idiots like me who change a small percentage every couple days or even do daily automated changes LOL
As a generality: smaller incremental water changes are better for stability; larger less frequent wc are better for dilution.