If you have a lot of sensitive reef animals, you should eventually get a refractometer. But you will be fine in the short run with a simple plastic hydrometer.
I NEVER had a refractometer in 18 years. I mostly have had FOWLR, and I doublechecked myself by reading two hydrometers, making sure they matched. I realize they aren't perfect, but they were accurate enough for my purposes. And before somebody shrieks and says how horrible that is, let me state that I have lost ONE fish in the last six years, likely due to old age. I don't recall having a fish loss due to illness in at least 8 years.