The only dumb question is the one not asked.
If you keep your tank open top, then you will lose an occasssional fish. Gobies seem to be one of the more frequent jumpers. One thing you can do is to turn the lights off in stages. When i kept an opened top, i lost most fish due to the lights going out suddenly and startleing the fish. After i started turning the lights off in stages, and using a moonlight, i barely ever lost a fish.