I have a 22g nano and I started out at 50%, maybe lower? I slowly increased the intensity by 1% - 2% a week, sometimes not increasing for a week, until I reached my current setting at 85%. I may have increased by a higher % here and there along the way? I also kept new frags on the sand for a day or two before I moved them up, sometimes placing them to the sides, then moving them under the light more and more. It's better to start out with less light, than to blast them and then try to recover. These lights pack a lot, so take it slow. My color is 60%, mostly sps, but if you have a mixed reef, then 70-85% would suit your needs, but like "slief" said, it's a personal preference. Take it slow and observe. Oh yeah, 8" - 9" above the water line should do the trick, but you may have to go a little higher with a 20L? You could always put lower light corals on the ends? Good luck and enjoy!