Firstly I learned that 6500k (warming white) LEDs are only good for growing algae and do very little for coral growth. When it comes to warm white, red or green in your LED array, these colors seem to me to be purely for the aesthetic. That said getting a look you like is important.
5000K-8300K is considered Cool White, 3700K-5000K Neutral White, 2600K-3700K Warm white.
So, in summary:
* work out what you want: aesthetic color, same or varied during the day, shimmer or not
* don't just look at watts or PAR (measures more than blue). Have a strong spread of blue and whiten it with cold white LEDs.
* take care with "cheaper" Chinese LEDs, they could be money burned.
* think about looking at the tank for a long time (especially going too actinic or with shimmer)
* if you go cheaper Chinese maybe think about non-shimmer. These often don't need a fan either. Try and see them turned on.
What? The difference between shimmer and non shimmer is going to based upon LED wattage/drive current and degree of optics. A fixture without fans using 3 watt LEDs is most likely going to be expensive due to proper passive cooling and lower drive currents.