My favorite macro lens is the Canon EF 180mm f3.5L Macro USM. Nobody on these boards uses it because the 100mm version is 1/3 the price. The job of a macro lens is to fill the image sensor with a life size image of what you are photographing. So, if you are taking a picture of a polyp, the polyp will be just as large on the sensor itself as it is in real life, or 1:1. 2:1 means the polyp is twice as large on the image sensor as it actually is in real life. 1:2 mean the polyp is half the size as real life and isn't really macro IMO, even though some lenses may state otherwise on their box. A macro lens is a specialty lens. Having this lens "work" for 1:1 macro and also be able to do "other photography" isn't the goal or purpose, even if it is possible. For "other photography" you get a different lens for that photography's purpose. A macro lens is for macros. If you want to take pictures of your kids chasing your dog, you will need another lens. If you want to take pictures of birds, you will need another lens again. If you want to take pictures of mountains, there is a lens for that. Having a quiver of lenses to choose from and using each depending on the current subject or surroundings is the whole point of a DSLR. I don't know Nikon details, so maybe someone else can help you with specifics of which macros are available to you. I would guess the Nikkor 105mm macro will be your high quality choice, and the Sigma 105mm will be your slightly lower quality, slightly lower cost alternative. Canon has 5 current macro lenses to choose from between 50mm-180mm, so I would be surprised if those are your only 2 choices.