I would suggest a 40 breeder. IMO, a 55G is a poor choice due to the narrow footprint - hard to fit much of a skimmer into it.
I would let the decision on one or two return pumps rest on how much in-tank flow you are going to have and what kind of pumps they are. If they are Mags or another high-wattage (and heat) pump, I'd go with one and use some Koralia's in-tank. In fact, unless they are smaller models, I think I'd do that in any event - clean the other pump up and keep it as a spare.
It's a piece of cake to cut acrylic baffles and silicone them into the tank to make a refugium. I'd run a drain into both sides of a three-compartment sump, set up (left to right) as skimmer compartment, return area, refugium.
Have fun!