Low kelvin like 6500k & 10,000k is more yellow & white looking, it is very intense light that grows coral vey well. Higher kelvin like 15,000k-20,000k equals more blue looking color & has better coral color but usually less intense light, especially with halides but blue T5 bulbs are very strong so this doesn't apply as much with T5.
Think of it like this (in a easy to understand roundabout not very exact kinda way)
UV light- 420nm actinic (violet)- 460nm blue- 3000k red -6000k yellow- 10,000k white,15,000k white/blue- 20,000k+ blue