Thanks for the question. Yes the Choati wrasse, along with other animals found throughout the site, are guaranteed to arrive alive and in good condition but we do not cover them to stay alive for various reasons. Sometimes it is because the animal has very specific husbandry needs that we have no control over once you receive the animal. Sometimes they have specific food requirements which again, we have no control over once the animal is in your tank.
The Choati wrasse is a delicate shipper and requires specific aquarium conditions to survive. They must have relatively peaceful tankmates, perfect water and a enough small particulate sand for them to bury themselves. If these conditions are not met then the fish will not survive long. If they are met and you have experience keeping leopard wrasses, then you will have no problem with the Choati wrasses we have. Heck, we keep them alive just fine.
Bottom line is, and I tell this to people quite often, if you are nervous about it, then don't do it. Our job is to get you a healthy fish that is eating and fat and your job is to take it from there and keep it alive. If you do not feel confidant that you can do that, then maybe this is not the fish for you. We might recommend some of the lesser leopard wrasses which are much less expensive but still not guaranteed beyond live arrival.
You can also ask questions of your fellow RC members about tips and tricks to keep these types of wrasses alive. That way, if you do like the Choati a great deal, you can get prepared for it when the time comes when you are confident enough to pull the trigger on the fish. You can also ask us via forum, email or on the phone. We are here to help you succeed.
I hope that answers your question. Have a wonderful weekend.