No thanks. It's a nice idea in principle but I don't want to pay for one, pay for the electricity, maintain it (constant bulb cleaning and changing), and I don't want to be concerned about he heat it would impart on the water. Seeing that you are fairly new to the hobby, I would guess that you have many other pieces of equipment to purchase and/or upgrade before you spend your budget on a UV. Skimmers, a reliable calcium/alkalinity scheme, PO4 reactor, lights, and maybe an ATO? I made a DIY battery backup that will run my circulation pumps for >30 hours for less than the price of a decent UV.
Hint on fish...buy used fish from other hobbyists as they change their tank lineups. You'll find it to be a waaaay easier way to go. Less disease and proven adaptability to captive life.