Yeah, but you dont know about some things until you try. You dont know if you are going to prefer Halides, or T5s... 10,000K bulbs or 20,000Ks. SPS or LPS... Ricordeas or Leathers... get what I mean? Closed loops or Tunze Streams...low flow sump or high flow.... needlewheel skimmers or beckett skimmers... prodobio or zeovit, or neither... live rock or aragacrete...bare bottom, deepsand bed, or shallow sand bed... berlin method, or jaubert.
No amount of other's input can help you make these decisions without you trying out these things on your own. Sure, I can tell you what to get, how to do things, etc... according to what I think is the best possible setup (right down to tank dimensions and how many electrical lines to run), but over time you may not agree and want to hange.
Thinking back to when I first started keeping a reek tank, I know that the 'ultimate' tank I would have designed for myself would have been very different from what I consider 'ultimate' now.
I wouldnt look at it so much as a waste of money.... one thing we can do is help you pick components that are 'future proof' so you dont have to go buying all new equipment when you make that switch from the '180g to the 400g'. Good planning can eliminate the need to have to buy all new equipment, but rather just add on. For instance, rather than use fixtures for lighting, use pendants and retrofits. These can work on a 75g, or a 300g, simply by adding more. If you buy a calcium reactor, simply buy one that is made for a 500g, and use it on the smaller tank... same for the skimmer. In the end, the only waste of money will be the tank itself and the stand, but thats always easy to sell and get back most of the money you spent.
The rock and corals that you grow right now will easily be able to be moved to the larger tank, and it may cost you less down the road anyways since you will have established LR and corals that you can simply transplant.
Here would be my list for a 180-240g...
1. Tank, center back overflow with dual 1" drains, and a single 3/4" return.
2. Stand & Canopy of your choice
3. 3-4x 250watt double ended Metal Halides with 10,000K bulbs (Lumenarc DE reflectors and PFO HQI ballasts)
4. 8x 54watt T5 retrofit with Icecap SLR reflector upgrade. 4x ATI blue+ bulbs, 4x UVL Super Actinic bulbs.
5. Tunze Streams: 4x6100s with multicontroller.
6. 3x Ebo Jager 250watt heaters
7. 75g All-Glass tank with a 1/2" glass baffle in the middle for the sump.
8. Eheim 1260 return pump
9. Deltec PF601 calcium reactor
10. ATI Bubblemaster 250 protein skimmer
11. Tunze Osmolator Top-off system, a 5gallon bucket, and the KENT Hi-S Maxxima Deluze RO/DI system
12. Extra 75g tub/aquarium for mixing fresh saltwater, a Mag7 pump for mixing, and an extra EBO 250watt heater.
13. 180-250 lbs of Marshall Island Live Rock.
14. Clean-Up crew: No hermits. 100x astrae snails, 40x nerite snails, 20x super tongan nassarius, 10x peppermint shrimp.
15. add fish and corals after a month or two of cycling.
Everything from that setup can be carried over to a larger tank except for maybe the tank and stand itself.