Very good clues you've listed to the questions above.
1. over a period of time
2. 3 years old and I have always a tough time
3.2 hippo, salfin, blue chin trigger, six line wrasse, maroon clown
4.brittl and serpant starle star, emerald crab, blue leg hermit, red leg hermit
5. I have always lost zooanthids
7. ph 8.2 kh 11 salinity 1.23, ca 400 phos .01 nitrates 10
9.entire polyp dissappears.
2 Hippos and emerald crabs? BINGO. Hippos are known for eating zoanthids. It is the very reason I removed my own hippos. I caught him red handed swimming by and plucking an entire polyp of red zoas off the rock. The same holds true for emerald crabs, they are voracious eaters They are great for controlling bubble algae and safe when their shell is less than the diameter of a quarter, but once they reach a size larger than that, CAUTION becomes the word of the day. Do a search in this forum and you will read countless stories of them eating zoanthids. Some will declare they are reef safe, to that I always say this. Maybe you’ve had them for 1, 2 or even 4 years with no loss of polyps, but one day, you will turn on your lights and catch them eating a colorful dinner. I’d remove them forthwith. Also, I'd bump your salinity slowly up to at least 1.025. Good luck my friend.
Mucho Reef
PS, there use to be tons of links with bad reports on emeralds, but my search only yielded a few. There was a discussion that the region/origin of collection might have something to do with some not eating polyps. With a tank full of polyps, I'm not willing to take that chance, thus my opinions on them. Here's the only worthwhile link I could find.
http://www.reefcentral.com/forums/showthread.php?s=&threadid=958171&highlight=emerald+crabs