I've been a member of DAN for many,many years. I don't dive that often or that deep anymore, but I spend a lot of time in the Caribbean and Central America, and do some scuba diving on every trip. My incomparably trusty 40 year old Scubapro Mark V always travels with me, along with my DAN card. I have the preferred level of coverage. It's not very expensive, considering what emergency evacuations cost. I've never used the insurance, but I have used the excellent technical advice and information they provide. It's great insurance, especially for a traveling diver. In an emergency these people really know what they are doing. They are the best, even though they have gotten a bit too involved with marketing stuff these last few years.