That is a tough question....
Halides do not equal chiller. But if you are in a hot climate, and your house is not climate controlled, a chiller may be needed. Here in the North East, summer temps hit the 90's for a couple months....I have never needed a chiller. On the hottest, meaning 100 degree days, I do struggle with heat. Simply keeping lights off with a controller solves that. Fans go a long way in cooling tanks.
Watts are watts, T5s do not help, they will heat the room the same. I'd suggest a 2x150 setup and use actinic LEDs. I just picked up a lighting system- 2x150 LumenMax with dual SLS ballast and new phoenix bulbs for $200. Best of bothworkds is LED supplements and Halides as the main lighting.