The crooks had a water main break up the street THREE TIMES and it damaged my property the last time.
The insurance adjustor said that the damage was due to heavy rain, not the water main. I even have some pictures of the water flowing out of the hillside during the break. It ran for 24 hours. There was no rain for two days before that.
Long story short, they refuse to do anything about it and basically told me that I could take them to court, as it was not their problem. The damage was not structural to my house and did not threaten the house so therefore "get bent".
Why do the honest folks never get a dime, but the insurance scammers get rich? I just wanted the hill in front of my house fixed. No money, no landscaping, just put the washed away dirt back and plant the grass they way it was.
Gotta love progress.