Bryan I admire your passion. That passion has led you to posting a link to an item that as I have stated numerous times is not damaged and not even touched.
When I hydroplaned and missed hitting the SUV in front of me I was attempting to veer right to go between my lane and the lane to my right in case my vehicle could not stop.
When the Envoy coming up behind me hydroplaned she attempted to turn left, risking her left front tire, to glance across the median and stop. She did this to sacrifice her vehicle against getting into an accident with another car. Very commendable actually.
The actual point of impact was outward from the bracket you have posted a link to. The bottom of her bumper contacted the top of my bumper and did so at a glancing angle. If I had been about 6 to 8 inches farther forward the angles would not have intersected and we would not be having this discourse.
The following poorly drawn illustration shows from top to bottom; Back bumper of unidentified SUV I missed, My Car, the GMC Envoy that hit me.
I have approximated the angles of the vehicles. The boxes at the rear of my car are the placement of the brackets you identified which were not touched.
Bryan, I am not denying you know your stuff. If you are an insurance adjuster you have to. Now with all due respect I must say that I feel you are making an assumption that just because you know your stuff and that I am not an insurance adjuster that I do not. I appreciate your opinion. With that said you did not adjust this particular claim.
The adjuster that did spent about 45 minutes inspecting the damage, taking pictures, and most of that time was spent on a creeper with a flashlight under the car. His inspection was th most thorough of all the ones I have been a part of. I would have to take his assessment seriously and according to him the bracket is untouched.
I drive the car for 98% business. I put on 40,000 miles per year. I own it free and clear. A scratched up bumper is the least of my worries.
Adam