JUICE!
Premium Member
OK......but there's a catch! I have a real crappy driving record!
So here's kinda the deal. When I first came back from Iraq, I was a.....well let's just say "aggressive driver"
in the two years that followed I got about as many tickets one could get and still have a drivers liscence except for a short time in which i missed one and had a suspension for a week or two until I paid it and got in reinstated. Unfortunately, I only found out that it was suspended when the nice police man pulled me over because when he ran my tag, I came up as having a suspended liscence....so I got another ticket :-(
anyway, my insurance hasn't raised until just last month, but when it did, it was a bit over 300% that it was previously. But the insurance company (USAA) told me that a driving on a suspended liscence ticket was treated exactly the same as a DUI when they calculate the bill, so there wasn't much that they could do. Even after dropping off everything legal to drop, and raising my deductible up to $1000, I'm still looking at about $2600 a year. I have a new truck, so I have to get full coverage.
But I think that's a bit ridiculous considering I haven't been in an accident in the last 14 or 15 years......well aside from running stuff over when I was over seas......but we meant to do that. I did get a kick back for being accident free. In Fact, they were quick to show me just how much money I was saving while selling me a crappier insurance policy for twice as much as I paid the month before on a great one.
Those guys are lucky they don't have an office close to my work!
So here's kinda the deal. When I first came back from Iraq, I was a.....well let's just say "aggressive driver"
in the two years that followed I got about as many tickets one could get and still have a drivers liscence except for a short time in which i missed one and had a suspension for a week or two until I paid it and got in reinstated. Unfortunately, I only found out that it was suspended when the nice police man pulled me over because when he ran my tag, I came up as having a suspended liscence....so I got another ticket :-(
anyway, my insurance hasn't raised until just last month, but when it did, it was a bit over 300% that it was previously. But the insurance company (USAA) told me that a driving on a suspended liscence ticket was treated exactly the same as a DUI when they calculate the bill, so there wasn't much that they could do. Even after dropping off everything legal to drop, and raising my deductible up to $1000, I'm still looking at about $2600 a year. I have a new truck, so I have to get full coverage.
But I think that's a bit ridiculous considering I haven't been in an accident in the last 14 or 15 years......well aside from running stuff over when I was over seas......but we meant to do that. I did get a kick back for being accident free. In Fact, they were quick to show me just how much money I was saving while selling me a crappier insurance policy for twice as much as I paid the month before on a great one.
Those guys are lucky they don't have an office close to my work!
From the company's point of view you have a really bad record getting several tickets - whether they were the most minor thing in the world they are on your record so statistically in their formulas that they use to come up with an individual rate you are a higher risk and thus should pay more.
