FWIW, I switched from a 75G with 2X 150 DE MH plus 2X 96W PC Actinics to 5X 54W 48" normally driven T5's.
I have a mixed reef, clams, anems, SPS, LPS and lots of Zoos. I personally have found the change to be of great benefit. The color spectrum is very nice, and I think the PAR is actually helping my clams color up even further. The MH shimmer is nice, but I have enjoyed the fact of not worrying about cooling the tank as much. If you cant afford to change your bulbs in this hobby, you need to decrease your tank size, or decrease the number of species with high lighting requirements you are keeping.
Long story short, if I were you, I would do it in a heartbeat.
-Josh