Hello:
I do not own a refractor although they are accurate to within ±0.0010 specific gravity when calibrated with Pinpoint 53.00 mS calibration fluid.
The Pinpoint Salinity Monitor is accurate to within +-.0003 specific gravity when calibrated with 53.00 mS so your accuracy using the electronic monitor is 30% of the error deviation that you would get using the refractor.
My specific gravity of my aquarium falls within the range of 1.0237 plus or minus .0003 which would be 1.0234 to 1.0240.
With a refractor, the range would fall within 1.0237 plus or minus .001 or 1.0227 to 1.0247.
As you can see, the refractor could be measuring almost 1.025 and I prefer to keep my tanks within 1.022 to 1.024 as I have six tanks with very valuable clownfish brood stock.
Of course, evaporation can cause more of a deviation than both of the above deviation error fluctuations using either piece of equipment.