Finally got around to replacing the bulb last night and the difference is quite significant. While I have no equipment to actually measure the light level, to my naked eye, the new light was much bluer and the intensity seemed to be at least twice as bright.
The bulb that was replaced was 7 1/2 months old. Based upon the changes I observed in the tank over the past month, and the intensity increase with the new bulb I am going to change the bulb every 6 months.
It is interesting that the responses to my request varied from 6 months to 1 1/2 years. I wonder if that is a function of the bulb spectrum, quality of manufacture, or some other issue. This was a combo 4 tube 96 watt quad 10K/actinic.