I have my lamps about 5" off the water line, and the depth of my sand bed is about 19" below the water line. That makes the total distance about 24".
I wouldn't get too hung up on distance alone. You have to also factor for the lamps themselves in the equation. For example, if a minimum of 10" is for 250's, does that mean that if you have 400's you have to place them 16" above the water because 400's are 60% brighter than 250's?
IMO, as long as they're not going to be splashed and risk a break, your animals are properly acclimated, and you're satisfied with the look, it's all good. Use your judgment.