Many have looked into it, including myself. Unfortunately the concern is with paypal. When you set up your account with paypal, part of the agreement with them is that they will collect the money on an annual basis. There was an option not to have the reoccurring charges but it's hard to see when (like most of us skim through the agreement) I learned the hard way with a magazine subscription (they used paypal as well). Anyway,Just like many online site, RC uses paypal, and unfortunately RC has no control over how paypal runs there site (nor do they want to). The only option they have is to choose another company, but that's not going to happen, I think it's pretty much standard operating procedures anyway, other companies like paypal do the same thing.
I don't have my RC account on a reoccurring basis, I have to manually renew it, and I will continue to do that. It's more work but at least I won't be surprised when I'm balancing my checkbook.