I have discussion of that on my website
here. I still want to get my adviser to look over it as he knows way more and will have strong opinions.
The gist of what I say is if you just need a quick look at something try borrowing one. Asking a HS Bio teacher is a good option.
If you want to buy one, then buy used. Go to your local university surplus store or hit ebay or some other auction site.
You will need a low power objective (2-10X) and a higher magnification objective (40X-60X).
Make sure there are no missing parts (including light sources) and no dents or big scratches.
Look for brands you would recognize and respect when buying a camera. Zeis, Leica, Olympus, Nikon.
If you aren't terribly interested in high magnification needed to differentiate types of dinos, a dissecting scope might be cheaper and have wider utility. With a dissecting scope you could check corals and fish for parasites, hitchhikers, infections. That would not be possible with a compound scope. But you lose magnifying power for that trade-off.