My question is: How many, of what colors would the experts here suggest I use. I started out doubling the OP. But my inexperience tells me I need guidance.
Two disclaimers:
1) LED color choice, ratios, etc. are a rather personal thing, in the same way that some people like 20kk MH and others don't.
2) LEDs as used for reefs are still relatively new, and people are trying different combinations of different LEDs every day, so even the best "rules of thumb" are more or less in a state of flux.
That said, there are basically two decisions to make:
1) Which model(s)/bin(s)/etc. of LEDs to use?
2) Which colors, and in what ratios to each other?
To answer question #1, most people place overall efficiency as a high priority. Currently, that means that Cree products win out - the XP-G for white, and the XP-E or XR-E for colors.
To answer question #2 - well, that's the point at which personal preference and other factors have a strong influence. MOST people follow the "standard" choices that Soundwave laid out in his build - a mix of cool white and royal blue LEDs.
If you use XP-G for the cool white and XP-E for the royal blues, you'll probably want to be somewhere in a 60:40 ratio of royal blue to cool white. If you "cheap out" and use less-powerful LEDs for either color (XR-E whites, Luxeon Rebels, eBay China Special, etc.) then you may need to adjust the ratio depending on the relative intensities of the LEDs you use compared to XP-G/XP-E.
Some people have begun experimenting with neutral or warm white LEDs. The results aren't really "in" yet so consider this an experimental option - the vast majority of DIY builds have used cool whites though, so to some people that may be the "safest" choice.
Whatever direction you think of going, especially with a large build, I'd suggest ordering a few dozen assorted LEDs and a few drivers, and play with different combos. Then you can order the rest of the LEDs you need based on your own impressions.