My opinion for what it is worth is leave your change at home, use chips they are less confusing and it makes it easier to tell when the pots right.
our games usually use white (DIME CHIPS) and colored (Quarter Chips), Buy in with $10 to start and buy from or sell to other players as needed
we usually go by three raises max with 50 cent limit, except for special games like texas holdem, omaha or whatever the dealer wants to make the limit for the hand
I am open to whatever the crowd wants as far as limits go but if stakes are too low every one stays in and it is just luck not poker.
Theese stakes usually result in no-one loosing more than $20-25
in a good 6 hrs or so, some may loose quick and call it quits. Most people usually end up even + or - $10 but it really depends on the cards hence gambling