Could you elaborate on what type of stability issues could be seen? I have a 10 gal and unfortunately continue to loose fish, lost more then I have been able to keep and am really struggling with the QT process.
Is 20 really going to be better, if all you use is a HOB, with ceramic rings as the filter media?
Let me start with a common saying, More body of water more stable it is.
That being said, i have found 3 major issues in small tanks. When i say small i mean anything less than 20 gal.
Salinty/Evaporation, Temperature, Poisoning and Space.
In small tanks heat is a big factor. Small tanks generally dont have any way to cool themselves nor have chillers thus causing water temps to be unstable. They can swing many degrees between lights being on/off and temp of room swinging between day and night.
Temp swings like that can stress animals fast and stress leads to casualties.
Salinity/Evaporation also occurs in small tanks just as bad as big tanks but the difference being that a swing in salinity happens when water evaporates.
Big body of water will not be hit with evaporation so bad while a swing in a small tang may be drastic. Most small tanks do no have ATO's as well so salinity and evaporation will hurt animals and stress them if left unchecked.
Poisoning is also a big factor in small tanks. Imagine if by accident someone or kids end up putting something in the tank or accident happens which dumps a whole lot of food in the tank. a large tank will spike ammonia which maybe only in small amount but same amount of food in a small tank will cause a major spike in ammonia.
Last but not least, Space, space inside a tank does matter. This is why we have size of fish to space in tank ratios. These animals are used to vastness of oceans though they are confined to a small area in a reef but they dont have the space phobia and walls blocking them from moving around freely.
All the above factors are ify and they do happen to stress fish out alot and thus causing deaths.
Transport/shipping and acclimation is another factor that causes stress but if the fish are going to a small tank that adds on.
Second part of your question:
Bigger water body will have less stability issues, Also will have bigger HOB abd more ceramic ring and more surface area for bacteria to grow on. More bacteria and surface area means more and fast ways to process ammonia and thus making the tank a bit more safer to process toxic ammonia to safer form.
More water body will be a bit more stable on temp.
More space means fish will have more room to hide/swim and bit less phobia of small space.
I hope i have explained it in detail like you wanted.
Please write me a detail of your equipment and buying/transporting fish process along with acclimation and other qt practices and what kinda problems your facing. i maybe able to pin point the factor causing issues.
Good Luck and Safe Reefing.