I agree.
That's another design point on the continuum of cooling options I discussed earlier. Using DC fans and a trough water level monitor, both can be optimized to self adjust. I haven't figured out how to automatically trigger shutdown during inclement weather events though. I was thinking of an online weather alert trigger.
On the humidity - yes. This is by far the most worrisome. Not only for comfort or metal degradation but because it significantly reduces the cooling capacity of the air. Unfortunately, this puts the swamp cooler above at a disadvantage since the output is cool humid air that may be ineffective at cooling the tank water. I just imagine beads of water running down the sides of the tank glass and making little puddles on the stand and floor.
This is why a humidity sensor is just as important as a temp sensor. Above a humidity level, the swamp cooler should shut down and let the HVAC remove heat and humidity. In a warm rain for example, only the HVAC could provide any value. On a cool dry summer day, the swamp cooler can add value again. It may be best to actually monitor the five variables: outside and inside air temp, humidity + inclement trigger, then use a decision matrix to control the five elements- chiller, heater, HVAC, swamp cooler and dehumidifier (winter use).
The geothermal has been a back burner concept for years. I think the heat pumps are pretty expensive and was leaning towards buried titanium rods to pass filtered tank water through. I even buried 200 ft of titanium tubing to test, but never completed the experiment. Using an underground water reservoir with a heat pump is interesting. The inaccessibility is what bothers me though. If something goes wrong, it becomes irrecoverable.
Maybe a buried water basin with titanium tubes running through it carrying tank water? There would be fewer heat exchange elements and cost would be the lowest. The water would need to be sterilized and filtered first though it I might develop sponges in the long dark tubes.
Maybe use PEX for the in and out to avoid ground stresses from damaging the connection.