MaximusUSG, First let me say THANK YOU for taking the time to read the entire thread! I'm glad to hear that someone has benefited form this thread. (It doesn't' get too much daily action but hopefully that will change some.

) That is the number one goal!
When I first started out in this hobby, I didn't realize how detailed it could become either. Not every system needs to be in such detail. I just felt for the life that is involved and the money that would be spent, it only made sense to be detailed.
UV is on the fence for a lot of people. I still have plenty of pods in fact seems like an overabundance in the fuge.

My system runs good and my water is very clear. I see no negative to it. I once introduced an active ich covered fish to the system (I wouldn't not advise anyone to do this

), within 24 hours the ich spots were gone and to this day have not seen any ich. I have several ich magnet kind of fish and still no ich. You will get arguments on the other side as well. I only know for me I would personally not have a large system running without a UV. Just my opinion of what works for me.
I have never had a wet/dry. When we first decided to set this system up someone tried to get me to go with a wet/dry, I did a lot of research and felt the sump/refugium would be a better option. I know a few people that had a wet/dry and switched to a sump/fuge using their existing wet/dry. I'm very pleased with the results I've gotten from the sump/fuge. I would suggest it to anyone.

From what I've heard, there is a "proper" way to change over. If you decide to go that route, make sure to research prior to making that move.
Please feel free to ask any questions! I'm excited someone has taken an interest!

Thanks again!
Micki...