I made an offer once, they still wanted a cosigner and two forms of ID.
They once had a plain green brain listed at $95. I questioned the price and told them I would give em $40. The manager told me that it came in listed as something else on the invoice, and their markup is based upon the invoice price.
To which I responded, so if you had a 72' Vega come in listed as a 59' Vette @ $75000 on the invoice, you would be asking $130000 for it? To which he replied, "don't put words in my mouth". I guess there wasn't room for words and his foot at the same time.
The only thing I go to capital for is to let the kids feed the fish, and laugh at the people paying $150 for a "pair" of Ocealris clowns that just met that day.