Everything has it pro and con especially when you have it running 24/7 of course ware and tare will take place. As for tunze pump burn out pretty fast there is two explanation for that.
1. Lack of maintenance
2. You happen to get the earlier version of tunze stream 2 which weren't build to the right spec i.e thinner coating and thinner wire inside the motor. All that bugs has been fix and Tunze USA willing to replace the motor block for those own the earlier version of stream 2.
Peter, i appreciate your kind word. IMO the two most important things in reef keeping is Flow and filtration and lighting is the third. You will find yourself changing stuff around a lot

which is normal. It is easy to change the lighting and filtration around but flow is nearly impossible once you have the tank filled.
For example: I had all the tunze running in my tank but i want to make it look cleaner and i would like to incorporate the Closed loops so i could minimize the amount of pump or powerhead inside the tank. I have 2 options:
1. drain the tank and start drilling holes on the bottom (we are talking about taking a big risk on all the live stock) so this option is no go
2. Go with the ghetto-rig i.e stick a pipe inside the tank to suck water into the pump and run all your plumping on top. IMO, that should work but i am making it even uglier cuz i am now having all the plumbing on the top of the tank.
What i am trying to say is, think really hard of what you want to do for flow. picture the tank in your head with all the rock work that you want and how you want to config the flow. Good luck Peter