N. Rim of the G. Canyon is beautiful and secluded, aspen and spruce there because its 8K ft elev. But, long drive and still cold.
Can't beat any of the Mogollon Rim lakes, mentioned (throw Blue Ridge Res. in the mix too). But for creek hopping, West Clear Creek is very pretty. 10 or 15 min. east of Camp Verde. Lower elev. so prob. nice down there by now. Its similar to W. Fork of Oak Creek, minus the masses.